Fast, Flexible Private Capital for Real Estate Investors

Speed

The right moment doesn't wait. Neither do we.

Clarity

We make the complex simple. Every term, every step, explained clearly from day one.

Trust

A first deal becomes a lasting partnership.

Fix and Flip Loans

Tailored funding for buy, repair, and resale projects.

  • Up to 90% Purchase / 100% Rehab Funding
  • Financing based on After Repair Value (ARV)
  • Fast draw schedules for construction milestones
  • 6- to 24-month flexible terms with interest-only options

Real Estate Bridge Loans

Short-term gap capital to win competitive deals fast.

  • Close in as few as 5 to 15 business days
  • Ideal for quick acquisitions, buy-and-hold transitions, or refinance gaps
  • Asset-based underwriting focused on property equity
  • Terms from 6 to 24 months

WE'VE FUNDED HUNDREDS OF DEALS!

NO CREDIT

Credit report is NOT required
for most loans.

NO APPRAISAL

Valuation done in-house
for most loans.

NO INCOME

No need for tax returns, W2s or employment history.

NO EXPERIENCE

Not required, first time investors welcome!

FLIP LOANS

Feature
Experience
No Experience
Experience
3+ Flips Past 2 Years
0 or less than 3 Flips
Rate
9%-12%
12%
LTV
90%
80%
Appraisal
Required (in some cases)
Not Required
$ For Repair
0%-100% of repairs
No
Points
1-3
3-6

Fix & Flip Application

Size your purchase + rehab loan, then send us your scenario for review.

Loan Inputs

Loan Terms:
• 12-Month Balloon Payment
• No Pre-Payment Penalty (No PPP)
• 100% Rehab Funding (subject to draws)
• Title Fees are additional

Project Summary

Loan Funding
Purchase Loan:$0
Rehab Funds (100%):$0
Total Loan Amount:$0
Upfront Cash to Close
Down Payment:$0
Origination Fees:$0
UW/Processing:$1,850
Loan Docs/Legal:$995
HOI (1% of Purchase):$0
Total Cash Needed:$0
Monthly Carry
Interest Payment:$0
Tax & Ins (Monthly):$0

Request a Review of Your Scenario

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Why Top Real Estate Rehabbers Partner With Us

Feature
Others
Us
Time to Close
30 to 60+ Days
5 to 15 Business Days
Underwriting Focus
Personal Income & Tax Returns
Property Value & Project ROI
Rehab Financing
Rarely Included
Up to 100% Rehab Costs Covered
Proof of Funds
Slow & Complex
Instant Pre-Approval Letters

What our clients say

★★★★★

"In real estate flipping, speed is everything. [Your Company Name] funded our deal in 7 days when our traditional bank backed out. We finished the rehab and cleared a $145k profit."

Marcus T
Full-Time Real Estate Investor

Ready to Fund Your Next Deal?

Frequently Asked Questions

What types of loans does Florida Private Lending offer?

Florida Private Lending offers Fix and Flip Loans and Real Estate Bridge Loans tailored for real estate investors.

What are the funding options for Fix and Flip Loans?

Fix and Flip Loans provide up to 90% purchase funding and 100% rehab funding based on After Repair Value (ARV), with flexible terms ranging from 6 to 24 months.

How quickly can I close on a loan?

Loans can close in as few as 5 to 15 business days, making it ideal for quick acquisitions and competitive deals.

Is a credit report required for obtaining a loan?

No, a credit report is not required for most loans offered by Florida Private Lending.

Do I need to provide income documentation for the loans?

No, there is no need for tax returns, W2s, or employment history for most loans.

Can first-time investors apply for loans?

Yes, first-time investors are welcome and do not need prior experience to apply for loans.